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Fixed Rate Mortgage This guarantees a fixed rate of interest for a set period of time. After this period the rate will normally revert to the standard variable rate as determined by the lender. Flexible Mortgage This allows a customer to make under and overpayments on their mortgage account, also payment holidays provided certain criteria have been met. Freehold Outright ownership of land or property. Freeholder The person having outright ownership of land or property. Full Status Income stated on an application form must be proven by payslips, P60 and/or employers reference. |